Finchecker Returns from UN Fintech Forum 2026 in Riga

Building fintech means solving more than one problem

Launching or scaling a financial product involves more than developing a good customer experience. Businesses also need reliable payment infrastructure, effective risk controls, workable compliance processes and systems that can support growth.
These requirements become especially important for digital banks, payment service providers (PSPs), electronic money institutions (EMIs) and fintech startups entering regulated markets.
As transaction volumes and customer bases grow, manual checks and disconnected systems can become harder to manage. Compliance teams need access to relevant information, consistent risk decisions and a clear record of the actions taken.
Technology should help financial businesses manage these responsibilities without making everyday operations unnecessarily complicated.

Compliance infrastructure is part of the product

For a new bank or payment company, compliance is not simply a final step before launch. It influences customer onboarding, payment processing, fraud prevention and ongoing risk management.
Several capabilities need to work together:

• KYC and KYB verification to establish who a customer or business is before onboarding.

• AML and sanctions screening to identify relevant risk indicators and potential matches.

• Ongoing monitoring to detect meaningful changes in a customer’s risk profile after onboarding.

• Transaction monitoring to identify suspicious patterns in payment activity.

• Payment fraud prevention to detect and help stop unauthorised transactions.
  The challenge is not just having these capabilities available. It is ensuring that the right information reaches the right workflow at the right time, with decisions that can be explained and reviewed.
  At Finchecker, we work on compliance and risk-management technology for regulated financial businesses, including banks, PSPs, EMIs and fintech companies.
  Explore our AML and sanctions screening and transaction monitoring solutions.

From customer onboarding to transaction monitoring

Financial risk does not stop when a customer passes an initial check.

A business may need to verify a customer at onboarding, reassess the relationship when new information appears and monitor transactions for suspicious behaviour. Each stage addresses a different part of the risk-management process.

For teams reviewing their existing setup, it helps to understand how these stages fit together:

• Customer onboarding: Learn about automated KYB.
• Changes in customer risk: Explore ongoing monitoring.
• Transaction activity: Read our guide, What Is Transaction Monitoring in AML for Banks?.
• Card payment risks: Discover Card Fraud Detection.

The right combination depends on the business model, payment flows, regulatory obligations and existing technology. There is no single setup that fits every financial institution.

Why conversations across the fintech ecosystem matter

Events such as UN:Block Fintech Forum 2026 create space to compare perspectives across different parts of the industry. Founders, banks, regulators, investors and technology providers approach financial services from different angles, but they all have a stake in building systems that can operate reliably in a changing regulatory and commercial environment.
For Finchecker, these conversations are a useful reminder to keep looking beyond individual products and consider the wider workflows in which compliance technology is used.
The goal is practical: help financial businesses manage risk, support their operations and make informed decisions as they grow.

Continuing the conversation

Thank you to everyone we met at UN:Block Fintech Forum in Riga 2026. We appreciated the conversations and the opportunity to exchange ideas with people working across European fintech.

If you are building a digital bank, scaling a payment business or reviewing your AML and fraud-prevention setup, explore the Finchecker platform to learn more about our compliance solutions.

Looking for a specific solution? Start with our transaction monitoring software, AML and sanctions screening or automated KYB pages.