Terms & Conditions

Effective March 31, 2024

These Terms and Conditions of Use (“Terms”) apply to and govern:

  • your use of Finchecker’s website and services which are provided under the Finchecker brand, including but not limited to the www.finchecker.eu website (“Website”), and
  • agreements you have entered into with Finchecker. These services which include the Website, and all information, features and functionalities are collectively referred to herein as (“Services”).
     

PLEASE READ THESE TERMS OF USE CAREFULLY.

IN CONSIDERATION OF BEING PERMITTED TO USE OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD AND AGREE TO BE BOUND BY THESE TERMS, AS AMENDED FROM TIME TO TIME. THESE TERMS ARE A LEGAL CONTRACT BETWEEN FINCHECKER AND YOU. IF YOU DO NOT AGREE TO THESE TERMS IN WHOLE OR IN PART, YOU ARE NOT PERMITTED TO USE OUR SERVICES.

PRIVACY

The protection of your personal information is important to us. We do not sell, rent, lease or license your personal information to any party. The personal information you provide to us through the Services will be collected, used, managed and/or disclosed in accordance with our Privacy Policy.

By accepting these Terms and each and every time you access our Services, you consent to the collection, use, and disclosure of your personal information by Finchecker in accordance with our Privacy Policy.

ABOUT FINCHECKER

SIA “Finchecker” is registered in Riga, Latvia with the registration number 40203196572. It provides a set of powerful Anti-Money Laundering (AML) software solutions for small and medium-sized businesses. In these Terms, “we”, “us” and “our” is refer to Finchecker.

REGISTRATION

In order to access certain features of our Services, you may need to register by completing the registration process with your current e-mail address and a password and other required information used for verification purposes, or you can contact your Finchecker representative for assistance.

SECURITY & VERIFICATION

You agree to:

  • Protect your password;
  • Keep confidential any identification that we may provide you which allows access to the Services;
  • Take full responsibility for your account;
  • Not authorize a third party or legal entity to use your account;
  • Be solely responsible for any and all activities that occur under your profile;
  • Immediately change your password upon learning of any unauthorized use of your profile or any other breach of security and immediately notify us of such a breach;

You warrant that the information you provide to us is accurate and complete and that you will keep the information current through the Services. Finchecker is entitled at all times to verify the information that you have provided and to refuse use of the Services without providing reasons.

In accordance with your use of the Services, Finchecker may send you electronic service messages. These electronic messages may be sent for various reasons, including to notify you of future product releases, to convey security information, or to convey changes to our privacy policy and/or our Terms and Conditions of Service.

ACCEPTABLE USE

By using the Services, you further agree that:

  • You will not assign or otherwise transfer your account to any other person or legal entity;
  • You will not use the Services for unlawful or fraudulent purposes;
  • You will not try to harm the Services in any way whatsoever;
  • You will not copy or distribute the Website without written permission from Finchecker;
  • You will provide us with whatever proof of identity we may reasonably request;
  • You will not access the Services with unauthorized devices;
  • You will comply with all applicable laws while using the Services.

Finchecker reserves the right to immediately terminate your use of the Services should you not comply with any of the above rules. We reserve the right to investigate violations of any of the above to the fullest extent of the law.

INDEMNIFICATION

By accepting these Terms and using the Services, you agree that you shall indemnify and hold harmless Finchecker, its affiliates, and each of their respective officers, directors, employees, attorneys and agents (collectively “Finchecker”) against claims, costs, damages, losses, liabilities and expenses (including attorneys’ fees and costs) arising out of or in connection with: (i) your violation or breach of these Terms,; or (ii) your use or misuse of the Services.

LIABILITY

THE AVOIDANCE OF DOUBT, NOTHING IN THESE TERMS SHALL AFFECT YOUR APPLICABLE STATUTORY RIGHTS. YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY GUARANTEES, REPRESENTATIONS OR WARRANTIES OF ANY KIND (WHETHER EXPRESS OR IMPLIED), ALL OF WHICH ARE HEREBY DISCLAIMED BY FINCHECKER TO THE FULLEST EXTENT PERMITTED BY LAW. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, FINCHECKER DOES NOT REPRESENT, WARRANT, OR GUARANTEE THAT: (I) THE SERVICES WILL MEET YOUR REQUIREMENTS; (II) THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; OR (III) ANY PRODUCTS, SERVICES, INFORMATION OR OTHER MATERIAL OBTAINED BY YOU THROUGH THE SERVICES WILL MEET YOUR PERSONAL EXPECTATIONS OR BE OF A CERTAIN QUALITY.

NO INFORMATION OR ADVICE GIVEN BY FINCHECKER OR OUR AUTHORIZED REPRESENTATIVES SHALL CREATE A WARRANTY. THERE ARE NO REPRESENTATIONS, WARRANTIES OR ENDORSEMENTS IN RESPECT OF THIRD-PARTY GOODS OR SERVICES ADVERTISED ON OR OFFERED THROUGH THE SERVICES. FINCHECKER IS NOT RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN USERS AND THIRD PARTIES.

INTELLECTUAL PROPERTY OWNERSHIP

Finchecker alone (and its third-party licensors, where applicable) shall own all right, title, and interest, including all related intellectual property rights, in and to the Services and any suggestions, ideas, enhancement requests, feedback, recommendations, or other information provided by you or any other party relating to the Services.

These Terms do not constitute a sale and do not convey to you any rights of ownership in or related to the Services, or any intellectual property rights owned by Finchecker. If your use is limited to browsing, no right or license is granted to use Finchecker’s name, logo, and the product names associated with the Services such as “Finchecker”, and Finchecker’s affiliated companies. Otherwise, your rights are defined in any agreements you have entered into with us.

THIRD-PARTY INTERACTIONS

Our Services may contain links to other independent third-party websites that we do not control. These websites are merely provided as a convenience and take you off our Website. The websites you can link to have their own separate terms and conditions as well as privacy policies. You therefore visit or access these websites entirely at your own risk. Finchecker is not responsible and cannot be held liable for these websites and content, and does not endorse their content. Finchecker reserves the right to limit, at our sole discretion, the provisions and quantity of any feature, product or service to any person or geographic area.

Please note that these other websites may also send their own cookies to users, collect data or solicit personal information, and you are therefore advised to check the terms of use and privacy policies on those websites prior to using them.

ENTIRE AGREEMENT

These Terms (including any referenced documents and written agreements entered into between you and us) constitute the entire agreement between you and Finchecker and govern your use of the Services, superseding any prior version of these Terms between you and Finchecker.

WAIVER AND SEVERABILITY OF TERMS

Our failure to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision.

MODIFICATION OF THE SERVICES AND TERMS

Finchecker reserves the right, at its sole discretion, to change, suspend, or discontinue the Services (including without limitation, the availability of any feature or content) at any time. Finchecker may also impose limits on certain features and services or restrict your access to parts or all of the Services without notice or liability.

We reserve the right, at our sole discretion, to modify or replace any of these Terms. If we change these Terms, we will provide notice by posting the revised Terms on our Website. Such changes will be effective when the revised Terms are posted to our Website. 

You should check the Terms frequently for any revisions, and especially before your use of the Services. By continuing to access or use the Services after those revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, in whole or in part, you are no longer authorized to access or use the Services.

Additional Terms of service may apply depending on the usage of the Products and Services provided by Finchecker. Additional Terms may be specified in the additional Agreement provided by a Finchecker representative.  

ASSIGNMENT

You may not assign your rights under these Terms without our prior written approval.

APPLICABLE LAW AND DISPUTE RESOLUTION

To the fullest extent permitted by applicable law, you irrevocably and unconditionally submit to the exclusive jurisdiction of the courts of the Republic of Latvia, with respect to any dispute, controversy or claim (a “Dispute”) arising out of or in connection with these Terms or your use of the Services and attorn to the jurisdiction of such courts.

TERMINATION OF YOUR ACCOUNT

THESE TERMS ARE EFFECTIVE UNTIL TERMINATED BY YOU OR FINCHECKER UNDER YOUR AGREEMENT (IF APPLICABLE). YOU MAY TERMINATE YOUR ACCOUNT AT ANY TIME BY DELETING YOUR ACCOUNT AND DISCONTINUING YOUR USE OF THE SERVICES, HOWEVER, FINCHECKER RESERVES THE RIGHT TO APPLY ANY FEES SET OUT BY THE SIGNED AGREEMENT (IF APPLICABLE).

EFFECTS OF TERMINATION OF YOUR ACCOUNT

The information on your account will be kept according to our Privacy Policy and data retention practices, and pursuant to applicable law. Terminating your account will not terminate any service or subscription obligations you may have with us.